Anjouan B2B license

The Anjouan B2B license lets platforms and game studios supply software and critical services to Anjouan‑licensed B2C operators, including RNG content and white‑label infrastructure. You can run multiple brands and domains under a single license, with straightforward domain additions and aliases. Already licensed by a recognized regulator such as the MGA, Isle of Man, ONJN, Gibraltar, or Alderney? Use the B2B Provider Recognition Certificate to onboard faster via a fully digital (PDF) submission and operate for Anjouan B2C licensees without a full new B2B license. Full licenses typically complete in 2–3 months, while recognition moves significantly faster. The recognition certificate carries a €9,500 annual fee, with a first‑year total of €12,400. From July 2025, game suppliers must hold an accredited RNG test certificate, with strict enforcement after 30 September 2025—plan your due diligence and technical proofs accordingly.

Anjouan B2B license, demystified

If you build platforms, games, PAM, aggregation, hosting, or other “critical services” for online gaming, the Anjouan B2B license is the permission slip that lets you sell to Anjouan-licensed B2C operators with confidence. It shows regulators and clients that your stack is tested, your company is vetted, and your operations sit inside a real compliance framework. In practice, it’s the difference between “interesting vendor” and “approved supplier” in a market that is growing fast.

Anjouan’s draw is speed, cost control, and a modern application experience. You are not asked to keep a local office or appoint resident directors in Anjouan, and you can operate multiple client integrations once you are approved—subject to ordinary compliance and the usual restricted markets. That combination makes the license a sensible on-ramp for studios and platforms scaling across emerging B2C brands.

Two ways in: full B2B license vs recognition certificate

There are two main routes for B2B suppliers. You can apply for a full Anjouan B2B license. Or, if you already hold a recognized B2B authorization (for example from Malta, Isle of Man, Romania, Gibraltar, Alderney, and similar), you can use Anjouan’s B2B Provider License Recognition Certificate to fast‑track access.

The recognition path does not replace your home license. It lets you leverage it. You submit a compact, digital package to show your current authorization, technical testing, and corporate standing. In return, you get the green light to supply directly to Anjouan-licensed B2C operators without running the full, from‑scratch B2B application.

Snapshot: choosing your path

  • Full B2B license: Best when you are new to licensing, want a standalone Anjouan authorization, or plan significant expansion under the Anjouan umbrella. Expect broader due diligence, platform/game testing proofs, and more back‑and‑forth with the authority.
  • Recognition certificate: Best when you’re already licensed and in good standing elsewhere. It compresses time‑to‑market and spend by validating your existing credentials for Anjouan use.

The recognition certificate explained

The Anjouan B2B Provider License Recognition Certificate is tailored to licensed gaming providers who want to serve Anjouan B2C operators fast. Think of it as “passporting with checks” rather than a second full license.

You must hold an active B2B license (or equivalent) from a regulator Anjouan accepts and be in good standing—no suspensions, no unresolved compliance breaches. The submission is fully digital (PDF), and decision times are materially faster than a new license build.

What you typically submit

  • Company documents: Incorporation certificate, up‑to‑date M&A/Articles, recent certificate of good standing, company address, and full ownership chart.
  • Licensing documents: Your current license, evidence of validity, and a short overview of scope (products, markets).
  • Ownership and compliance: Shareholders, directors, UBOs, compliance officer, and your policies for onboarding, security, and oversight.
  • Technical and operational proofs: RNG/game certificates, information security certifications (ISO or similar), jurisdictions you supply, and any agreements with Anjouan B2C operators already lined up.

Fees are straightforward: an annual fee of €9,500 with a total first‑year cost of €12,400. You renew annually, keep your underlying license in good standing, and notify the authority of any changes to structure, ownership, or status.

Going for the full Anjouan B2B license

If you do not yet hold a recognized B2B authorization—or you want a clean Anjouan foundation—apply for the full B2B license. The regulator will vet your business model, people, technology, and controls with an eye on fair play and integrity.

You can use a local Anjouan company or an entity registered elsewhere, subject to the regulator’s comfort with your structure. You will be asked for the usual personal and corporate KYC: clean criminal records, proof of address and identity, CVs that match your role, sources of funds, and a transparent ownership chart up to the UBOs.

From a technical standpoint, expect to provide RNG or game certificates for your titles and/or platform tests from accredited labs, security documentation, and clear operational policies. If you aggregate third‑party content, be ready to show how you vet those providers and how you isolate or block prohibited markets at the integration level.

The 2025 compliance shake‑up you cannot ignore

Anjouan raised the bar in 2025, especially for B2B providers. The standout change: a valid RNG certificate is now expected for B2B applicants whose software impacts game outcomes. Earlier, a content provider contract could suffice. That’s no longer the case. The message is simple—if your code decides outcomes, show the math is fair through accredited testing.

The authority also adopted a firmer enforcement tone. B2C brands are expected to onboard only compliant B2B suppliers. That means studios and platforms must either hold an Anjouan B2B license (or recognition certificate) and have their testing in order, or risk being dropped by B2C clients who are protecting their own license. If you are on the B2C side, audit your vendor list, ask for proof, and calendar renewals and retests. If you are B2B, get your RNG certifications moving and pick your Anjouan route now to avoid last‑minute friction.

Domain, alias, and verification housekeeping

Once you are in, the paperwork does not end—it changes shape. Operators and critical suppliers should keep their licensed domains and aliases up to date with the registry. Adding or retiring domains is a routine admin, but it needs to be reflected in your license file. The support team also handles official license verifications for partners and banks, which saves time when you sign new deals.

If your team changes, especially in key functions, file a Key Person Authorization. It is there to ensure critical people meet the expected standards. Do it proactively; retroactive clean‑ups are slow and annoying for everyone.

Ongoing obligations after approval

An Anjouan license is not a “set and forget.” You should notify the authority of changes in ownership, directors, or group structure, renew on schedule, and cooperate with reasonable document checks. Technical compliance does not sit still either—keep RNG and game certificates fresh, maintain your ISMS, and make sure your integrations with Anjouan B2C operators remain aligned with what you originally approved.

Geo‑blocking matters. As a rule of thumb, do not touch restricted or prohibited markets. Commonly cited examples include Australia, Austria, Comoros, France, Germany, the Netherlands, Spain, the UK, the USA, and any country on the FATF blacklist. Lists evolve. Lock in a process to refresh them and push updates to your platform and suppliers.

Tax, banking, and structuring notes

Many Anjouan projects sit inside an IBC framework, where income earned outside the Comoros can be tax‑neutral at the company level. That can be attractive for international operations. That said, your tax reality is defined by your real footprint—owners, staff, servers, and end‑users. Always model personal and corporate taxes across the jurisdictions that actually touch your business.

There is no requirement to maintain a physical office or appoint resident directors in Anjouan for this licensing. That keeps overheads low. Banking and payments remain pragmatic workstreams: pick institutions that understand gaming flows, document your compliance program well, and be ready with license verifications and partner references.

White‑label and multi‑brand models under the Anjouan umbrella

White‑label is doable under Anjouan, but structure it properly. If you want to provide a platform to other businesses and also serve end‑users, expect to hold both a B2B license (as a critical supplier) and a B2C license (as an operator). Use clear white‑label agreements, define who owns which risks, and map AML, RG, disputes, and technical incident handling so no one assumes the other is doing it.

Multi‑brand operations are another strength here. You can operate multiple domains under a single license, subject to correct registration and the right controls. Keep your brand portfolio tidy—expired aliases and parked domains create avoidable compliance noise.

Timeline and budgeting, without the hype

Corporate setup and document collection usually takes one to two weeks if your team is organized. A full B2B license can often be completed in two to three months. Some projects move faster; others take longer when ownership is complex or testing is incomplete. The recognition certificate is typically quicker because the regulator is validating what you already have rather than recreating it from scratch.

Budget depends on scope. For the recognition certificate, plan for an annual fee of €9,500 and a total first‑year outlay of €12,400. A full B2B license has a wider cost band driven by testing, structure, and integration plans. If RNG or security attestations are missing, add the cost and lead time of accredited lab work. Build that into your Gantt, not your wish list.

Common pitfalls I keep seeing (and how to dodge them)

Do not submit an ownership chart that stops at an intermediate holding company. Map all the way to the UBOs, and align it with your corporate documents. Do not kick RNG down the road—if your games determine outcomes, schedule certification early and synchronize versions between your lab build and production.

Security paperwork is not decoration. If you claim ISO‑style controls, your deployment and logs should prove it. On the commercial side, B2C operators should not keep suppliers who cannot show an Anjouan license or a recognition certificate. And everyone should keep a live restricted‑countries list that actually reaches your codebase and providers.

Quick answers to the questions I get most

Is the Anjouan B2B license valid if my company is not incorporated in Anjouan? Yes, the framework allows flexibility on where you incorporate, provided the regulator is comfortable with your structure and you meet all licensing requirements.

Can I start selling to Anjouan‑licensed B2C operators with only my MGA/IoM license? Not directly. Use the Anjouan recognition certificate to “translate” your existing authorization into the Anjouan regime. It is faster than a new license and built for this use case.

Do I need RNG certification if I only aggregate third‑party content? If your software does not determine outcomes and you rely on suppliers that hold their own certificates, you will still need to show how you vet and enforce that. If you bundle or modify content, the line can blur—plan for evidence.

Can I put multiple brands under one Anjouan license? Yes, multi‑domain operations are supported, but keep domains and aliases updated with the authority, and make sure each brand’s markets and product mix stay within the license scope.

What happens if my shareholder changes mid‑year? Notify the authority promptly. Late or unnotified changes are a classic trigger for remedial reviews. It is quicker and cheaper to file proactively than to explain retroactively.

In short, if Anjouan is on your roadmap, pick your route—full B2B license or recognition certificate—get your RNG and security story straight, and keep your housekeeping tight. The anjouan b2b license rewards teams that prepare well and communicate early.

Aspect What it covers Core requirements/documents Fees and timing Compliance notes and tips
What the Anjouan B2B license is A regulatory approval for suppliers that provide platforms, software, and critical services to Anjouan-licensed B2C operators. Lets you sell game content, platforms, PAM, odds feeds, risk tools, hosting, and other B2B services. Legal entity (local or foreign); clean records for all controllers; proof of technical capability; compliance framework. Full B2B license timelines are typically 2–3 months, sometimes faster with a complete file. Cost varies by setup. Use this route if you do not hold a recognized B2B license elsewhere or need full scope under Anjouan.
B2B Provider License Recognition Certificate A fast-track for providers already licensed in a recognized jurisdiction to operate under the Anjouan regime without a full new B2B application. Must hold an active B2B license in good standing from MGA, Isle of Man, Romania (ONJN), Gibraltar, Alderney, or another authority accepted by Anjouan. Annual fee: €9,500. Total first-year cost: €12,400. Digital submission (PDF). Faster than a full license. Good for quick market entry. Keep your foreign license active and clean; it underpins your recognition.
Eligibility checkpoints (recognition) Confirms you qualify before you apply. Proof of current B2B license; no suspensions or compliance breaches; clear ownership and management; policies in place. Pre-check can save time; most assessments are document-led. If in doubt, ask the authority or an advisor to confirm whether your current license is “recognized.”
Documents for recognition What to submit to get the certificate. Company: Certificate of Incorporation, M&A, recent Good Standing, proof of address, ownership chart. Licensing: copy of license, proof of validity, license scope. People: shareholders, directors, UBOs, compliance officer. Policies: onboarding, AML/CFT, security. Technical: RNG/game certificates, ISO or similar, list of supplied jurisdictions, contracts with Anjouan B2C (if any). All files in PDF; clean, dated, and consistent. Map legal entities to products clearly. Mismatch between license holder and supplier contracts slows review.
Full B2B license documents Core bundle for a direct Anjouan B2B license. Business plan; software and games description; RNG certificates (see 2025 rule); ISO/ISMS or equivalent security proof; AML/CFT, KYC, Responsible Gaming policies; Terms & Conditions (if applicable); domain ownership (if applicable); appointment of a Compliance Officer; personal KYC (passport, proof of address ≤3 months, CV, bank reference ≥2 years, professional reference, source of funds). Prepare in 1–2 weeks if data is ready; regulator review follows. Submit consistent versions across annexes. Keep org charts, role descriptions, and resumes aligned.
2025 compliance change (RNG) New technical bar for B2B game suppliers. Valid RNG test certificate from an accredited lab (e.g., GLI) for game software you supply. Adds testing cost and time if you lack current certificates. Required from July 2025. Do not rely on content contracts alone. Keep a certificate inventory per title and version.
Enforcement deadline (B2C reliance on B2B) Cut-off for B2C operators using non-compliant B2B providers. B2C must use B2B providers that hold an Anjouan B2B license or an Anjouan recognition certificate. After 30 September 2025, B2C operators risk suspension if they use non-compliant B2B. B2C: audit your supplier list now. B2B: choose full license or recognition and show proof to partners.
Ongoing obligations (B2B) Duties after approval. Notify changes in ownership, control, structure, or license status; cooperate with reviews; keep policies current; maintain security posture; renew annually with proof of good standing. Renewal fees apply; plan 30–60 days ahead of expiry. Keep a change-log. Share updates proactively with Anjouan and your B2C clients.
Support services from the authority Help available to keep your anjouan b2b license compliant. License Support team assists with domain/alias management (if applicable), license verification letters, adding/removing domains, key person authorizations. Included support can speed routine changes. Ask for official verification to reassure partners, PSPs, and banks.
White-label under Anjouan How white-label models fit. Dual licensing if you offer white-label: hold B2B (to supply the platform) and B2C (to operate player-facing services). Contracts must be clear. Timeline follows your slowest license track (often B2C). Make roles unambiguous: who is the merchant of record, who holds player funds, who does KYC/AML.
Corporate setup and tax Structuring and tax position. Anjouan IBCs are tax-neutral on income earned outside Comoros. Entity can be in Anjouan or another jurisdiction accepted by the regulator. Incorporation: ~1–2 weeks typical if documents are ready. Align entity location with banking, PSPs, and IP ownership. Keep substance proportional to your risk profile.
Restricted/prohibited markets Where not to operate or supply. Block countries such as Australia, Austria, Comoros, France, Germany, Netherlands, Spain, the UK, the USA, and any FATF-blacklisted states. Enforce GEO-IP and payment blocking from day one. Keep a live register of blocked territories. Review after FATF updates.
People and key person authorization Fit-and-proper and critical roles. Clean criminal and sanctions checks; over 18; good business reputation. Key persons may need specific authorization. Processing ties to background checks; prepare early. Gather police certificates, resumes, and references in advance. Assign a named Compliance Officer.
Security and data Protecting systems and players. ISO/ISMS or equivalent security documentation; access control; incident response; fair play assurance (RNG). Certification costs vary by scope. Maintain patching, logging, and change control. Test restores and RNG re-certification after material updates.
Policies you must have Core compliance documents. AML/CFT policy; KYC policy; Responsible Gaming policy; Terms & Conditions (if player-facing); onboarding and vendor due diligence; info security policy. Draft once, maintain continuously. Keep policies practical and auditable. Train staff and evidence the training.
Verification and transparency Proving your status to stakeholders. Obtain official license verification from the authority for partners, banks, and PSPs. Usually quick once licensed. Publish license details on your site and in B2B decks. Keep certificates current.
Market access and use cases How providers engage the market. Supply to Anjouan-licensed B2C operators; operate multiple brands/domains under one approval where allowed. Recognition route offers fastest entry if eligible. Keep clear product and market scope in your license narrative to avoid scope creep.
Costs snapshot What to budget. Recognition certificate: documents above; Full B2B: full dossier and testing. Recognition: €9,500 annual; €12,400 first year. Full B2B: total setup commonly falls in the ~€24,000–€41,300 range depending on structure and integrations. Treat costs as indicative; exact fees depend on your model, tech stack, and markets.
Application stages (typical) End-to-end path. 1) Corporate setup and KYC pack; 2) Application forms and policies; 3) Technical/testing evidence (RNG, security); 4) Regulator review and queries; 5) Grant, onboarding, and listings. Prep: 1–2 weeks if ready. Review: depends on completeness. Recognition is faster. Answer regulator queries promptly. Consistency across documents speeds approval.
Banking and payments readiness Post-license operations. Corporate structure that PSPs accept; compliance letters; license verification; risk policies; card scheme and APM integrations. Lead times vary by provider; parallel work saves time. Align MCCs, descriptors, and GEO blocks with your license scope to avoid payment risk.